Why Succession Politics Draw a lot of Attention at Banco Bradesco SA

     Succession politics draw a lot of interest among Banco Bradesco SA’s employees and pundits in the Brazillian banking sector, more so if those succession talks revolve around the replacement of chairpersons or presidents.

Never in Bradesco’s 74-year history has the bank had to fill the positions of the chairman of the board of directors and president in quick succession until October 11, 2017. The date marked the resignation of the second longest-serving Bradesco’s chairman, Lazaro de Mello Brandao. Although Bradesco quickly filled the gap left by Brandao by appointing Luiz Carlos Trabuco Cappi, the servicing CEO, as the new chair of the board of directors, Luiz Carlos Trabuco Cappi’s tenure as the president of the Osasco-based Bradesco will come to an end in March. Therefore, the bank has to appoint Luiz Carlos Trabuco Cappi’s successor.

As mentioned earlier, succession talks ignite immense interest. Bradesco’s silence on succession politics has fueled speculations. Speculations that the bank is considering only its high-ranking executives to succeed the outgoing Luiz Carlos Trabuco Cappi. The speculations are so profound to the extent that the executives have been identified. They include

  • Alexandre da Silva Gluher
  • Mauricio Machado de Minas
  • Domingos Figueiredo Abreu
  • Josué Augusto Pancini
  • Marcelo de Araujo Noronha
  • Octavio de Lazari
  • André Rodrigues Cano

Prominently missing on the list are names of qualified professionals from outside Bradesco. Professionals from competing firms or related institutions. However, Luiz Carlos Trabuco Cappi is on record emphasizing that Bradesco’s appointing authority will respect the bank’s talent pool in naming his successor. Luiz Carlos Trabuco Cappi’s sentiments echoed Lazaro de Mello Brandao’s continued calls for the bank to elect leaders with bias in favor of Bradesco’s employees.

Lazaro de Mello Brandao

The 91-year-old retired executive is among the few people who saw Bradesco in its early days. Lazaro de Mello Brandao joined the bank in 1943, the year that the Osasco-based Bradesco came to life. He has been part of the bank ever since, witnessing every important milestone. Lazaro de Mello Brandao was a clerk at Bradesco when the bank was ranked the largest private bank in Brazil (1951). He was also part of the institution when Itau Unibanco become the largest private bank in Brazil (2008), putting Bradesco in the second place.

Lazaro de Mello Brandao’s resignation speech emphasized the fact the executive had made a personal decision to step down. In addition, the speech indicated that he was satisfied with his career at the bank spanning over 74 years. Lazaro de Mello Brandao was the holder of Bradesco’s No.1 employee badge speaking to his productivity as part of Bradesco. Even though he stepped down as the chairman of Bradesco, Lazaro de Mello Brandao will still be in charge of some of Bradesco’s holding companies.

Luiz Carlos Trabuco Cappi

Looking at Luiz Carlos Trabuco Cappi’s history at Bradesco, it is evident that he was headed for greater things. Commencing his career as a clerk, Luiz Carlos Trabuco Cappi quickly gained the attention of his superiors who made him marketing director. He presided over the bank’s marketing department for eight years, modernizing the department and establishing a cordial working relationship with the members of the press.

Luiz Carlos Trabuco Cappi’s ascension continued culminating in his appointment as the fourth president of Bradesco in 2009 and his recent appointment to chair the board of directors. Apparently, Bradesco’s appointing authority is sold on Luiz Carlos Trabuco Cappi’s leadership as the bank named him chairman without much deliberation.

Luiz Carlos Trabuco Cappi started his career at Bradesco before earning a college degree. However, in the course of his career, he attended São Paulo State University where he studied philosophy.

Learn more at https://www.brasil247.com/pt/247/economia/321809/Trabuco-assumirá-presidência-do-conselho-do-Bradesco.htm.


Ted Bauman Helping Investors Keep their Wealth with Informed Investing

     Bitcoins have become a large interest to the public recently. While not everyone understands their use entrepreneur and editor Ted Bauman wrote and published an interesting article about the cyber currency. The article reaches into the future several years to 2020 and how bitcoin can be used for travel instead of cash or credit cards. That is until getting to a place like an airport parking garage that does not take this form of currency or the transaction with bitcoin takes twenty minutes.

Mr. Bauman continues explaining that if the underlying technology for bitcoins is not updated to meet expectations it will not become a type of currency. Though he says this technology is being worked on to change its current form. But that it is possible to profit from bitcoin, which is a cyber currency. Currently, this is a currency that exists within a network of computers. This has an advantage though since it is private it is both secure and free of manipulation by governments.

In his newsletter The Bauman Letter, he explained a little more about bitcoins including how they were created. When new bitcoins are created it is a process called mining. Bitcoin transactions are processed at the same time so people trying to send or receive bitcoins have to wait until the mining process is completed. This can result in slow transactions with a bitcoin network that is only able to process approximately 6.5 transactions per second. It then results in an average bitcoin transaction taking about ten minutes, but in some cases last year it took over forty-two minutes.

Ted Bauman an expert in finances is the editor of The Bauman Letter, Alpha Stock Alert, Smart Money Alert and Plan B Club. His focus is on finding safe ways to help people protect and grow their wealth. Mr. Bauman joined Hill Publishing in 2013 and specializes in asset protection, low-risk investment strategies, privacy and international migration issues. One other focus Mr. Bauman has is providing sound advice for people who are retired to grow their wealth safely.

Mr. Bauman’s articles published in The Bauman Letter include topics like smarter and safer gains missed, debt is the invisible threat to wealth and an article about his algorithm to beat the market. The articles are short and to the point providing information to readers that can help them understand the market, new technology and how to protect their investments.

Ted Bauman: Taxes Aren’t the Problem

     Taxes are the bane of some people’s existence. They represent a huge financial barrier to prosperity for many Americans or they create resentment towards the government for others. There are still some who regard the taxation process with a degree of ambivalence, but Ted Bauman wants to talk about taxes and debt seriously in his article, Debt: The Invisible Threat to Your Wealth. According to Bauman, this article is a powerful motivator towards the steps individuals must take to secure debt relief. He explains that while it is popular to blame high taxes for the discrepancies present in paychecks, it might be more affected by personal debt and creditors.

Bauman is insistent that debt is the real monster, particularly credit card debt, mortgage debt, and personal loan debt. People are may barely be noticing the interest increases the same way that taxes increases are noticed, but they are just as important to individual wealth as taxes are. The problem might be that politicians use tax cuts as a platform, but credit debt is never mentioned. The reason that debt is so detrimental is that interest is causing false inflation on goods. This means that costs are increasing, but people believe that they are still getting high-quality products. They may even be buying things that they don’t necessarily need. Along with low-quality items and the overuse of credit debt, Americans are experiencing a decreased standard of living.

Bauman has a solution to this problem. Instead of relying on credit, Americans can cut that down on expenses and rely solely on their income. It might sound hard, but he believes that it would be better than getting a tax cut. By eliminating the overuse of credit cards and other types of debt, consumers would purposefully be reducing creditor’s influence on themselves and the market in general. After an adjustment period, they could be living a completely different life.

At this time, Ted Bauman continues to offer his sage financial wisdom through his position as an Editorial Director for Banyan Hill Publishing. He has completed substantial work in his field, contributing positively to his overall knowledge. He chose to work on writing full time to embolden the public with the accurate knowledge they can use to participate in sound financial planning. In addition to finances, Bauman is also well versed in privacy matters, international migration issues, and investment strategies. He is an avid writer and releases work frequently with Banyan Hill Publishing.


Matt Badiali: The Invested Geologist

     With his intimate knowledge of the geology field and his sharp attention to detail, Matt Badiali is making waves in the world of natural resource investment. As a Senior Editor at Banyan Hill Publishing, Badiali has the unique experience to provide his insight to a variety of readers hoping to learn more about these types of investment opportunities. Through his publication, Real Wealth Strategist, and his plethora of free reading material available through Banyan Hill Publishing, Badiali is changing the way everyday investors see the natural resource industry. This publication is not only up-to-date with innovative information, but it is backed by the certainty of a seasoned veteran of the natural resource field.

An expert in the mining and natural resource industries, Badiali has worked tirelessly to hone his craft. After receiving his Master’s in Geology from Florida Atlantic University, Badiali moved into his field first as a geologist for a mining company and then as a consultant for an environmental company. In this way, he saw both the industrial and conservative sides of natural resource development. This skill is still something he uses to help him as he navigates through proposed investments to find the most lucrative opportunities he can for his audience. In truth, Badiali has always been interested in maintaining a very involved approach to his work. It appears that Badiali never forgets where he came from and he is not afraid to go to mining and oil well locations and get “dirty” in the pursuit of the information he needs to provide the best possible advice. He uses his extensive knowledge and experience in the mining industry to survey the drilling teams of these sites, measuring their competence levels and success chances.

Badiali is always interested in the best possible outcome. He works to make sure that the information he provides to his clients and readers is accurate as well. The pride he takes in his work is unique and unmatched by many within his industry. This has afforded him the opportunity to share the stage with many formidable individuals within the natural resource industry, only adding to his overall expert level within his field. He is nothing if he is not considered committed to the information that he provides. For the past 11 years, he has dedicated himself to finding excellent investment opportunities for those individuals that hope to break into the natural resource market. Surely, Badiali is changing the way people look at investment through his hard work and dedication.

Once again, the Saudi rhetoric machine swings into gear. And as usual, the market follows right along.Saudi Arabia…

Posted by Matt Badiali on Tuesday, October 31, 2017

The Life and Work of Ted Bauman

     In the year 2013, Ted Bauman got admitted to The Sovereign Society in Sep. He works as the editor of The Bauman Letter and also as the editor of Plan B Club. His work is mainly centered on the protection of assets and issues that deal with international migration. On top of that, Ted is also the editor of Smart Money Alert. Smart Money Alert is an advisory group that is established on a trading system that is rule-based. Other than that, this group has never lost in the ten years it has been operating.

Ted was born in Washington, D.C. He grew up in Maryland on the Eastern Shore. Later on, when he grew up, and he was a young man, Ted went to South Africa. He attended the University of Cape Town where he graduated with a postgraduate degree having specialized in Economics and History. Ted has a 25-year career in South Africa. During this 25 years, he got an opportunity to serve in various exclusive positions in non-profit sectors. He once served as the fund manager in a project that was geared towards building low-cost housing.

After this job, he got the job of a consultant where he used to do a lot of research and do a lot of writing on topics such as housing, finance, and urban planning for different clients such as the government of South Africa, United Nations, and grant-making agencies in Europe. During this period, he also got the opportunity to travel a lot, and he did a lot of touring in the continents of Africa, Europe, and Asia.

In 2008, Ted Bauman traveled back to the United States of America. He was offered a job and worked as the Director of International Housing Programs. That program is under the international Habitat for Humanity that is found in Atlanta, Georgia. During this period, Ted got the opportunity to extend his traveling escapades to the regions of Latin America and also in the Caribbean. He did not stop what he loved to do.

He continued to do a lot of research, and he did comprehensive writing on the topic of International Development. In the year 2013, Ted resigned from his job as the Director of International Housing Programs at the Habitat for Humanity. He focused all his time on being a full-time researcher and a full-time writer. That has led Ted to be published in several international journals such as the Journal of Microfinance and many others.

Sawyer Howitt on Playing Racquetball like a Professional

Most racquetball enthusiasts strive to become professional players. Although this is an impressive goal, not many people are ready to put in the time and effort required to become a pro. Those who persevere and practice patience become successful in the sport. So, how can you how can you become a racquetball pro?

First, you need to research thoroughly about racquetball. You must figure out why you want to become a professional player. Many athletes fail because they don’t have a crystal clear reason as to why they’re engaging in a particular sport. Some people play racquetball for wealth while others do it for self-fulfillment. Knowing your motive will help you determine the best way to approach racquetball.

Have a plan. Most people fail in sports because they lack discipline, which is essential to every athlete. A specific plan will help you achieve long-term success and improvement. While creating your plan, it’s advisable to engage a racquetball professional. He/she will advise you on how you can get the best results. What’s more, the professional can increase your chances of becoming a pro athlete.

An excellent way to succeed in racquetball is to find a coach. You can get a good one at the racquetball club in your area. A coach will keep you motivated and help your sharpen your skills. If you don’t know where to find a great coach, you can always ask for recommendations from other racquetball players. Conduct a background check to make sure that you’re hiring the right professional.

To play racquetball like a pro, you should get in shape. This sport requires energy and flexibility. You can’t compete fairly with other professionals if you’re not in good shape –even if you have the right skillset.

About Sawyer

Sawyer Howitt is an Oregon-based racquetball player. He plays for the Racquetball Club of Portland. During most tournaments, Sawyer plays men’s singles.

Mr. Howitt is currently in his senior year of high school. He’s focused on finance and business studies which help him run his father’s company. Sawyer’s entrepreneurial and athletic skills play a significant role in his position as Meriwether Group’s project manager.

Click here to learn more about Sawyer Howitt.


Richard Mishaan Invites Bold Styles for Any Interior Design

For interior guru Richard Mishaan, a bold and daring mixture of influences within interior design isn’t something a good designer should shy away from. On the contrary, in his newest book “Artfully Modern” you will see examples of colors, eras and styles thrown together not quite randomly, but certainly not exclusive of each other.


One clear sign of a Richard Mishaan design is an artful yet unexpected blend of individual pieces. In his apartment, a visitor will see modern masters full of comics and graffiti right alongside classical furniture of the 1930s through 1940s and even a 16th century gilded Italian mirror. For Richard Mishaan, as long as the pieces look harmonious together, he does not care about what date or era that they were created in. He has also designed a loft for a SoHo couple filled with antique furniture, taxidermy, and contemporary paintings. While that is a contemporary approach, it’s one he has been following religiously for thirty years.


Richard Mishaan was born in Cartagena, Columbia and raised partly in Italy. The Columbian and Italian influences continue to sway his work, especially when it comes to color. He continues to have homes in Italy, and still treasures his memories of Columbian cities and their bold, vibrant color schemes.


Those memories carry through when he decorates a home, usually with more than just a splash of color. His Hampton’s House, also featured in “Artfully Modern” pictures, has a bright blue and white kitchen, flame stiches, stripes, and even plain everywhere. Other, client kitchens are lime green and beautiful.


Richard Mishaan even has tips for decorating a small apartment. To make a small space seem bigger, paint warm white walls and a white ceiling to expand the room, even if it’s only a trick of the eyes. He also recommends floating the bed, rather than crunching it against a wall, to maximize space with two usable areas instead of one. In a living room, low chairs, strong colors painted behind a couch, and using two small tables are also good optical illusions to make a little space feel big.

A Profile of a Prominent Equity Strategist

Sam Tabar, an equity strategist, is also believed to be one of the best attorneys since he has accomplished a lot in the legal field. The driving force behind his accomplishment is his will and desire to ensure his customer’s happiness.

Despite Sam being educated as an attorney, he is perfectly known in the fields of Hedge Fund. Currently, Sam Tabar has a position as a Chief Operating Officer at full Cycle Energy Fund based in New York City. His hard work has also resulted in his appointment as Chief Financial Officer at Awearable Apparel, which is listed on Sam’s LinkedIn.

Sam Tabar is one of the upcoming leaders and innovators of the new generation. Sam who earned his law degree from Columbia law school, he has illustrated his capability of ascending to new heights in the near future.

Sam Tabar has been successful in both fields; his passion and interest have made him succeed. He always applies his knowledge and skills to produce and give amazing results. Sam, having interests in the financial world, invested his time in at Skadden, Arps, Meagher &Flom where he worked as an associate, and he incredibly achieved high goals for the organization as long as business was concerned. He gave counsel to his clients and advised them on how to form and structure hedge funds. He also advised on necessary regulatory and compliance matters of a hedge fund.

He was given the responsibility for managing a $2 billion hedge fund. As a game changer, he used his skills to develop a critical strategic marketing plan that would see this hedge fund rise to new heights. Sam produced a personal Rolodex which had more than 2000 potential investors. Sam was given additional duties of working with the company’s CEO.

Due to his work and commitment Sam has been in high demand by law firms and investment companies across the globe. Sam has also set up a Capital Strategies for Asian South Pacific which has shown incredible results in the making.

Mike Baur Looks For Investment Inside And Out Of The Swiss Startup Factory

The Swiss Strartup Factory has been the brainchild of former investment specialist Mike Baur as he searches for the best in digital entrepreneurs to invest in. Baur is taking a two pronged approach to the development of the Swiss Startup Factory through an investment plan targeting Swiss digital companies, but also highlighting the best people for Baur’s company to employ to make the most of the many startups that can be found across Switzerland. In recent months, Mike Baur has looked to employ new investment specialists to find the best options in digital technology startups; the Swiss Startup Factory has also developed a partnership with the impressive CTI Invest company headed by Jean-Pierre Vuilleumier.

The linkup with CTI Invest is thought to be one of the most impressive Mike Baur has pulled off as the head of the Swiss Startup Factory, which seeks out the best in digital entrepreneurship for high levels of investment. CTI Invest has also taken a major interest in newly formed digital companies that could form a major part of the Swiss economy in the future; the two companies will work together in a bid to create a partnership that will provide assistance and support for digital entrepreneurs starting their careers in Switzerland. Alongside the partnership the two companies have created many observers feel the partnership agreement will be the first steps taken in Mike Baur moving to replace Vuilleumier as the head of CTI Invest.

The news of the CTI Invest linkup hit the headlines at the close of 2015, but the arrival of former FinTech investment specialist Michael Hartweg has shown the growth Mike Baur’s Swiss Startup Factory has recently undergone.  Hartweg and Baur will both act as an advisor for companies looking for more than the video and podcast options offered through the Swiss Startup Factory Website; Hartweg will look to coach the founders and executives from startups where his skills in digital investing will play an important role in financial development.